FAQ: Police Report Needed for Parking Lot Hit and Run?
Although these occurrences are quite frustrating to encounter, but they do happen unexpectedly. Below is a question that was asked for Paul Quinn in regards to auto insurance and in the case of a hit and run incident
The individual stated:
I came out of a restaurant and found that someone had hit my parked car and did not leave their information. Can I claim this on my insurance and do I need a police report?
The answer to that question:
"Yes you can make a collision claim, subject to your deductible. Unless someone can ID the hit and run driver, you will not need a police report for insurance purposes. I do not know if your local community requires you to report the accident, but for this type of collision claim you will not." (Paul Quinn)
For more questions,
Feel free to contact us on any of our social media accounts, or even call our office!
Mansour Insurance Agency
Office of Raymond Mansour
626.858.0071
Be Sure to Follow Us on Social Media!
As we begin our New Year, we hope to accomplish all of our goals and resolutions. One essential objective clients forget to check off is reviewing all their insurance policies--whether it may be home, auto, life, business, etc. Asking about your current policies is very important for many reasons. Sometimes you forget to update your coverages when remodeling your home, a simple leak had occurred, or when your children get their license.
Other times you may not recall what your coverage even includes! This can lead to all kinds of complications in the future. That being said, while you are achieving all your goals, keep in mind that you should schedule an appointment with your agent to sit down and go over your policies together. Not only should you be aware of what your coverage consists of, but also whether or not you would like to keep or add a certain coverage. Here at the Mansour Insurance Agency we highly recommend our clients to visit our office once a year, not only to go over their policies, but so that they can feel comfortable that we handle their insurance needs. We also want to make sure you are eligible for the maximum amount of discounts Farmers has to offer. Call us today and let's schedule that Farmers Friendly Review(FFR).
Raymond Mansour
Mansour Insurance Agency
150 N. Grand Ave, Ste 210
West Covina, CA 91791
Office: (626)-858-0071
email: rmansour@farmersagent.com
mansouragency.com
Farmers Cares, by Paul Quinn
Prevent your home from being broken into! This time of the year, many of you are excited to celebrate certain holidays, and we definitely would not want that excitement to be ruined with situations that you have no control over. The Mansour Agency and Paul Quinn of Farmers Insurance want to avoid that from occurring. The following are essential tips that were provided by the Los Angeles Police Department to help crime from happening this holiday season.
- Be extra cautious about locking doors and windows when you leave the house,
even for a few minutes.
- When leaving home for an extended time, have a neighbor or family member
watch your house and pick up your newspapers and mail.
- Indoor and outdoor lights should be on an automatic timer.
- Leave a radio or television on so the house looks and sounds occupied.
- Large displays of holiday gifts should not be visible through the windows
and doors of your home.
- Be aware that criminals sometimes pose as couriers delivering gifts.
- It is not uncommon for criminals to take advantage of the generosity of
people during the holiday season by soliciting donations door-to-door for
charitable causes although no charity is involved.
- Ask for their identification, and find out how the donated funds will be
used. If you are not satisfied, do not donate.
- Donate to a recognized charitable organization.
Learn More at: Farmers Cares, where you can also contact Paul Quinn and leave a comment!
I know many of you are excited around this time of year, especially when the holidays is coming around, however, you must be aware that during this winter season, it is crucial to be on high alert of theft; We don't want to see your holiday spirits getting ruined by this matter. This means that when you are out doing your shopping, make sure to keep all your valuable items in your trunk, along with locking your home when you are out, and be sure to leave some lights on so it is not obvious that your home is empty. Our Farmers friend Paul Quinn teaches us and tells us to be mindful of how our identity is important to us. Below is an article he wrote of tips in regards to identity theft during this holiday season. Contact Paul Quinn
Identity theft is generally defined as someone using your personal
information (such as your name and Social Security number, credit card numbers,
or other financial account information) in a fraudulent manner.
Know that skilled identity thieves may use the following methods to get hold
of your information:
- Dumpster Diving -They rummage through trash looking for
bills or other paper with your personal information on it.
- Skimming - They steal credit/debit card numbers by using a
special storage device when processing your card.
- Phishing – They pretend to be financial institutions or
companies and send spam or pop-up messages to get you to reveal your personal
information.
- Changing Your Address - They divert your billing statements
to another location by completing a change of address form.
- Old-Fashioned Stealing – They steal wallets and purses;
mail, including bank and credit card statements; pre-approved credit offers; and
new checks or tax information. They steal personnel records or bribe employees
who have access.
- Pretexting - They use false pretenses to obtain your
personal information from financial institutions, telephone companies and other
sources
The best way to deter identity theft is shredding financial documents when
discarding them, keeping your social security card in a safe place, not giving
out your personal information to suspicious callers, mailings or internet sites
and closely monitoring your bank and credit card statements.
Read More at: How To Prevent Identity Theft This Holiday Season
Farmers Cares, by Paul Quinn
The following article will show you how to safely deep fry a turkey as safely as possible! This cooking method has become immensely popular. To ensure the safest holiday, please share these ten steps with your family and friends. Let the Mansour Insurance Agency and Mr. Quinn know how it goes at our Twitter or Facebook page, and the following website: Contact Paul Quinn!
Below are the 10 Steps to a Happy and Safe Thanksgiving!
1) Make sure you use a commercially built fryer, do not try to make your own.
Follow the instructions.
2) Your fryer should be outside and far away from combustible materials or
surfaces. Make sure you use the fryer on a flat surface to reduce accidental
tipping.
3) The turkey should be no more than 12 lbs and all innards, pop timers,
wrapping etc. should be removed. Also cut off the wingtips and remove the
tail.
4) Do not overfill the fryer with oil. To get the right amount, experts
recommend that you put your turkey in its basket and then place it into the
fryer. Add water so that it is covered until it reaches about a half inch over
the turkey. Remove your turkey, then mark the fill spot and then drain the
fryer. Dry the fryer and the turkey thoroughly to prevent splattering.
5) Fill the fryer up to your mark with oil that has a high smoking point such
as peanut (watch out for peanut allergies), canola or safflower and heat to the
appropriate temperature.
6) Keep an all-purpose fire extinguisher nearby. Never use water to
extinguish a grease fire. Use your best judgment when attempting to fight a
fire. If the fire is manageable, use the all-purpose fire extinguisher and call
for help.
7) When placing the turkey in the fryer, wear appropriate attire and place
the turkey carefully in the oil to avoid spilling.
8) Do not leave the fryer unattended at any time and make sure there are no
pets or children in the area.
9) Once cooked, carefully remove the turkey to avoid spilling.
10) Let the oil cool and dispose of it properly. Do not put your grease down
the drain because it could clog your sewage pipes. Filter the oil of any food
bits and put it in an air tight container. During the holidays, many commercial
facilities like biofuel companies or restaurants expand their drop-off points.
Taking your oil to these types of facilities will ensure proper recycling or
disposal.
Learn more: Farmers Cares: Ten Steps to Safely Deep Fry a Turkey
Are you a first time home buyer? The Mansour Insurance Agency can help! We will help walk you through and better understand the process and different options of purchasing a home owners policy. We work with escrow, lenders and real estate offices and can work directly with yours too! Homeowners insurance not only protects your home and belongings in the event of certain disasters, but it includes protection for things that might surprise you as well. Your home is probably your most valuable financial investment and Farmers understands how crucial it is to protect it. Call the Mansour Insurance Agency today and ask for a quote! My agency staff will work with you to find a competitive quote and show you the many discounts Farmers has to offer.
